Mortgage loans
Mortgage credit makes it possible to acquire a property with access to the most competitive spreads on the market and with extended terms at a rate adjusted to your needs.
If you are looking for a mortgage loan to move house, purchase for investment or even to improve your current credit conditions,KW Area Madeirawe have credit intermediaries ready to help you with the best mortgage loan conditions and solutions.
1
Benefits
Specialized team that supports throughout the credit process;
Personalized service quickly and without leaving home;
Quick and immediate response after receipt of all documentation.
2
requirements
Minimum age of 18 years and maximum of 75 years at the end of the contract;
Resident or non-resident Portuguese citizen (immigrant) or foreigner with a Permanent Residence Permit;
Employment contract (preferably effective);
No defaults or incidents in Banco de Portugal's Credit Responsibilities Map;
3
Documentation
Fulfilling all the requirements mentioned above to obtain the approval of the housing loan, the next step is to deliver the necessary documents for the analysis of the same.
That are:
Identification Document (Citizen Card/Identity Card or Passport);
Proof of Income (3 last pay slips);
IRS statement and Settlement Note for the last year;
Bank statements (last 3 months).
Information
Contacts:
Phone: +351 291 091 186
E-mail: alfaporto@kwportugal.pt
Registration Number at Bank of Portugal:
0002095
Address:
Jardins Building, Estrada Monumental 410
9000-098 Funchal – Madeira Island
Credit Intermediary Category:
linked
Lenders with whom it has a binding agreement:
BPI BANK; BANKINTER - PORTUGAL BRANCH; BANK CTT; NEW BANK;
GENERAL CASH DEPOSITS; REAL ESTATE CREDITS UNION; ESTABLECIMIENTO FINANCIERO DE CREDITO (SOCIEDAD UNIPERSONAL) - BRANCH IN PORTUGAL; BANCO SANTANDER TOTTA.
SRC policy number and its validity:
2514571 | 2022-12-26
Supervision Entity for the Credit Intermediation activity:
Portugal's bank